About HandlPay: HandlPay is a privacy focused peer-to-peer payments platform that turns social media usernames into cross-chain payment handles. Handl allows anyone to send and receive crypto and fiat without needing banking details, wallet addresses, bridges, or app downloads. HandlPay supports card and ApplePay payments, stablecoins, crypto assets, and local payment methods, routing all funds to a user-selected wallet or account. Mission: To make peer-to-peer payments as simple as a card tap. HandlPay removes the complexity of cross-currency payments and by enabling frictionless transactions using familiar social identifiers: social media handles. Problem Statement: P2P payments today are still far too complicated. Sending crypto often takes 10–20 minutes, requiring multiple steps such as collecting and verifying the recipient's wallet details, choosing a chain, figuring out routing, possibly bridging, and sending test amounts... HandlPay eliminates all of this. Sending money becomes as easy as sending a DM. Blockchains supported: - Polygon - Ethereum - Avalanche - Base - BNB Chain - Soneium - Canton Network Social media platforms supported (where usernames can be turned into payment handles): - Gmail - Instagram - WhatsApp - Telegram - X - (More to come) Payment methods supported: - $USDC - Credit and debit cards - Apple Pay - (More to come) Off-Ramps Integrated: - Mercuryo - MoonPay